Medicare Part D - Prescription Coverage for Seniors

Please read this page carefully. It contains vital information you will need for completing any ONLINE enrollment.

The Government has established a fourth part to the Medicare Program, called Part D, to help seniors pay for the high cost of Prescription Medications.  So, we now have:

Part A : Hospital Coverage
Part B : Doctor Coverage
Part C : Medicare Advantage Plans, like HMO’s and PFFS’s
Part D : Prescription Medication Coverage

Part D is set to begin on January 1, 2006 and is available to anyone who currently has Medicare Part A or Part B.  The Initial Enrollment Period begins on November 15, 2005 and continues until May 15, 2006.  Enrollment in Part D is optional, but it is HIGHLY recommended for all who qualify.

The premium for Part D will vary by plan and by state.  But since this program is Approved by the Government, your monthly premiums can be deducted directly from your Social Security check, just like Medicare Part B premiums. This payment method is recommended.

Before enrolling ONLINE in our Government Approved Part D plan, CLICK HERE TO PRINT THIS PAGE for reference. Printing Out This Page first will ensure you have all the necessary information to complete your ONLINE Part D enrollment form. Depending on your state of residence, you will need one of the REPRESENTATIVE CODES below for the ONLINE enrollment:

REPRESENTATIVE CODE: 4654XX (for CT, DC, DE, MD, ME, NH, NJ, NY, PA, RI, VT, WV)
REPRESENTATIVE CODE: B25036 (for ALL other states)

When you visit www.RxPathway.com to complete your ONLINE enrollment, you will be asked: “Has a plan representative assisted you with the Prescription Pathway online enrollment form?” you must answer YES and enter one of the above numbers (4654XX  or  B25036).  This number will guarantee your enrollment application a quicker and more efficient turn around time.

Before you are asked the above question, you will be offered two choices for paying premiums: Option 1 is automatically deducted from your social security just like Medicare Part B. With this method the ENROLLMENT can be done ONLINE.  If you choose Option 2, automatic deduction from your bank account, you MUST download, print, fill out, and mail your enrollment form in which may take substantially longer to process. ONLINE ENROLLMENT can only be done if you choose Option 1 (automatic deduction from your social security). With this process, Medicare will then mail you a new Medicare ID card showing Part D coverage.

You also will be asked to choose between different Part D plans. Below is a partial review.*

The BRONZE plan is the most basic. You must pay 25% of prescriptions plus a deductible.
The SILVER plan is better. You only pay a co-pay for each prescription plus a deductible.
The GOLD plan works like the SILVER plan but has NO DEDUCTIBLE.
The PLATINUM plan is similar to the GOLD plan with NO DEDUCTIBLE and has enhanced prescription coverage (Platinum plan available in certain states only).
We highly recommend the SILVER or GOLD plan for best coverage value.

One of the many highlights of our plans is that you are allowed to get a ninety (90) day supply of medication for the cost of the sixty (60) day supply. ONE MONTH ABSOLUTELY FREE.
This means that your medications cost LESS if you buy a 3 month supply instead of a one month supply, saving you money and unnecessary trips to the pharmacy.

In closing, please PRINT THIS PAGE before continuing on to your enrollment. After you have printed the page, go to www.RxPathway.com to learn more about your Part D options and to begin your ONLINE enrollment.


SPECIAL NOTE:
If you choose NOT to enroll in Part D during the Initial Enrollment Period you will have to wait until the Annual Enrollment Period which will be November 15th through December 31st each year AND you will be charged a penalty of 1% per month for each month you chose not to participate in Part D.  So, if you waited 1 year to apply for Part D, you will pay an extra 12% a month in premium for the rest of your life.  The only exceptions to the penalty are for people who have some form of creditable prescription coverage now and want to keep it (you have to call your carrier to see if it is creditable coverage).  If you drop or lose this coverage later you will not be charged a penalty to apply for Part D.

AFTER Printing This Page, go to www.RxPathway.com to begin your ONLINE enrollment.

*Please refer to RxPathway website for full details on each Part D plan.